Bank Rejected You? Find Canadian Lenders That Approve — No Hard Credit Check

🤝Get Help With a Loan After Bank Rejection

- Real Canadian lenders. Soft check only.

Our network links you to Canadian lenders who work with low credit scores. They review your file with a soft check only, so your score stays the same.

📝What This Program Helps With

- For Canadians stuck after a bank rejection.

This service helps Canadians who are dealing with these credit situations:

• Your loan was denied by RBC, TD, Scotiabank, BMO, or CIBC in the last 90 days
• You need money now for a car, rent, or a surprise expense and banks keep saying no
• Your credit score is under 600 and standard lenders won't look at your file
• You finished a consumer proposal or bankruptcy but still can't get approved anywhere
• You want to see real lender options without a hard inquiry dropping your score further

📝Who May Qualify

- Quick file check, no impact to your credit.

You may qualify for lender matching if these points apply to your file:

• A Canadian bank denied your personal loan or credit in the last 90 days
• Your credit score is between 300 and 620 with Equifax or TransUnion
• You were discharged from a consumer proposal or bankruptcy in the last five years
• You have income from a job, self-employment, or government benefits
• You are a Canadian resident, age 18 or older, with an active bank account

Not sure you qualify? Check anyway. Many people with low scores still get matched with a lender.

🔍A Simple, Soft-Check Process

- No hard pull. No obligation.

- How It Works

1. 1

   Step 1: Fill out a short eligibility form about your credit situation — no hard credit pull, no impact to your score

2. 2

   Step 2: We match your profile to lenders in our network who are open to your credit history

3. 3

   Step 3: Review the lender options we send you and talk to a credit advisor who can walk you through next steps

The whole process takes under five minutes and you are under no obligation to accept any offer.